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La COMPAGNIE D’ASSURANCE D’HAITI S.A. (C.A.H.) offre depuis 1997, un plan d’assurance basé sur le modèle américain appelé Health Management Organization (H.M.O.). Ce produit d’assurance dénommé Assurmedic est unique à la C.A.H. en Haïti, et est administré suivant une formule de soins médicaux prépayés, dispensés à travers une structure médicale sous le nom de Multimed S.A. (une compagnie du groupe). En plus de ses cliniques externes, Multimed S.A. est reliée à tout un réseau d’hôpitaux, laboratoires et de pharmacies du marché.
Le mode de fonctionnement est simple :
- L’assuré se présente à l’une de nos cliniques CAH-MULTIMED muni de sa carte d’assurance ainsi que d’une lettre de son employeur (souscripteur du contrat);
- L’assuré ne paie que sa coassurance qui est de l’ordre de 20% du coût des produits et services médicaux reçus ;
- L’Assuré reçoit les services et médicaments du réseau CAH-MULTIMED et n’a aucune forme de remboursement à remplir ou de fonds additionnels à payer.
Aujourd’hui, nous comptons trois (3) cliniques externes modernes et climatisées, respectivement :
1. à l’Hôpital du Canapé Vert;
2. à l’Hôpital Français d’Haïti;
3. au Complexe Médical Unimed à Delmas 32.
Aujourd’hui, vu les bénéfices offerts par notre réseau CAH-MULTIMED, plus de 50% de nos assurés n’utilisent plus l’Assurance Médicale Traditionnelle mais passent plutôt par le programme ASSURMEDIC de nos cliniques externes, CAH-MULTIMED.
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